Journal of Economics and Management Sciences

Reshaping Economic Management Models by Artificial Intelligence

Zi Qi Wan — 2025-05-05

The rapid development of artificial intelligence (AI) technology is profoundly transforming economic management models. This paper explores the applications of AI in economic forecasting, decision optimization, supply chain management, fintech, and human resource management, and analyzes its challenges and reshaping effects on traditional economic management models. The study shows that AI improves the efficiency and accuracy of economic management through big data analysis, machine learning, and automated decision-making, but also brings challenges such as data security, ethical issues, and employment structure adjustments. Combining existing literature and case studies, this paper proposes future development trends of economic management models and suggests that policymakers and business managers actively adapt to the changes brought by AI technology while strengthening regulation and ethical standards.

Analysis of Potential Ethical Risks and Countermeasures of AI+ Technology in Smart Finance Applications

Qiao Yan — 2025-05-15

The deep integration of AI technology with the finance field has given rise to a new paradigm of smart finance applications, which have also given rise to complex ethical risks while enhancing the efficiency of financial decision-making. Data bias may lead to credit discrimination, black-box decision-making mechanisms weaken regulatory transparency, and risk transmission effects may trigger systemic financial vulnerability. Existing research focuses on technology optimization, but pays little attention to the quantitative assessment and dynamic governance of ethical risks. In this paper, we build a multi-dimensional ethical risk detection system for smart financial scenarios, develop core algorithms for data traceability, decision visualization, and risk modeling, and form a synergistic framework of technical governance and institutional constraints. The research breaks through the limitations of traditional qualitative analysis, provides operable solutions for the construction of a trustworthy smart financial system, and has practical value for maintaining the fairness and stability of the financial market.

The The Present Situation and Development Trend of Financing Support for Small and Micro Enterprises in Inclusive Finance

Yutong Liu — 2025-05-16

The report of the 20th National Congress of the Communist Party of China clearly pointed out that the goal of building a socialist modern country in an all-round way is to achieve "high-quality development". The report particularly emphasizes the need to accelerate the development of the digital economy, promote its deep integration with the real economy, focus on the real economy, and further increase inclusive finance support for small and micro enterprises. As the backbone of promoting economic and social progress and safeguarding people's livelihood, small and micro enterprises face many challenges during the period of China's economic transformation and upgrading to high-quality development, among which the financing problem is the most obvious. The practice in inclusive finance provides solutions for small and micro enterprises. The purpose of this paper is to explore the current situation and development trend of financing support for small and micro enterprises in inclusive finance, so as to promote the high-quality development of inclusive finance and help small and micro enterprises achieve sustainable development.