https://j.ideasspread.org/index.php/jems <p>Journal of Economics and Management Sciences (JEMS) is an international, double-blind peer-reviewed, open-access journal published by IDEAS SPREAD INC. The journal is published in both print and online versions. The online version is free access and download.<br>The journal focuses on the following topics: Corporate Ggovernance, Human Resource Management, Strategic Management, Entrepreneurship, Marketing, E-business, Services, Information Technology Management, Production &amp; Operations Management, Financial Management, Decision Analysis, Management Research Methods and Managerial Economics, etc.</p> IDEAS SPREAD INC en-US Journal of Economics and Management Sciences 2576-3008 <p>Copyright for this article is retained by the author(s), with first publication rights granted to the journal.<br>This is an open-access article distributed under the terms and conditions of the Creative Commons Attribution license (http://creativecommons.org/licenses/by/4.0/).</p> https://j.ideasspread.org/index.php/jems/article/view/1237 <p class="text"><span lang="EN-US">Artificial intelligence (AI) has the potential to enhance decision-making by offering precise and timely information to businesses and policymakers. This study delves into the intricate relationship between AI and economics, with a specific focus on three key domains: Supply Chain Optimization, Financial Fraud Detection, and Automation's Impact on the Workforce. By shedding light on both the advantages and challenges of AI integration in economics, this research aims to contribute to the ongoing discussion. The research objectives encompass exploring AI's influence on the multifaceted relationship with economics, offering valuable insights for policymakers, industry stakeholders, and researchers.</span></p> Yingrui Xiao ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 2023-10-04 2023-10-04 6 3 p1 p1 10.30560/jems.v6n3p1 https://j.ideasspread.org/index.php/jems/article/view/1243 <p>Repeatedly, the Brazilian Judicial System has determined that home-financing contracts written in terms of compound interest, particularly in the case of constant payments, should be substituted by contracts specifying simple interest. This has resulted in the adoption of a procedure known as the “Gauss’ Method”. It is shown that the implementation of a multiple contracts’ version may imply substantial fiscal gains, depending on the financing institution opportunity cost.</p> Clovis de Faro Gerson Lachtermacher ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 2023-10-19 2023-10-19 6 3 p6 p6 10.30560/jems.v6n3p6